Don’t Just Buy Gold – Invest Smartly with Gold FD+ SIP & Digital Gold

2025-07-17

Don’t Just Buy Gold – Invest Smartly with Gold FD+ SIP & Digital Gold Banner Image

If you invest in gold smartly, you can turn the price hike into your wealth. Do you wanna know how? With EaseMyDeal in Gold FD+, you can earn upto 20% annual return. EaseMyDeal allows you to purchase digital gold at any time, with no processing fees associated. If you can turn it into an investment by doing a SIP, which is a digital gold investment in small, regular installments over time.

Over the past 10 years, gold has become a symbol of financial resilience for millions of Indians. It has increased up to exceeding 200%. Since 2014, the price has been Rs 30,182 for 10 grams and it has crossed 1 Lakh per 10 grams in 2025.

Comparison of Most Popular Online Gold Platforms

Platform	Gold FD	Gold SIP (Monthly)	One-Time Investment	Cashback & Bonus	Flexibility & Benefits
EaseMyDeal	15% avg return (4% FD + 1% cashback = 20%)	Market returns	99.99% pure gold, live price updated every 5 mins	1% cashback on FD, No making charges	High – Buy/sell anytime, no making charges, live pricing
Groww	Not available	From ?500	Digital gold at live rate	No cashback	High – Sell anytime, no lock-in, MMTC-PAMP 99.9% purity
MMTC-PAMP	Via partners (e.g., SafeGold)	Via partner apps	Buy/store digital gold	No direct cashback/bonus	Medium – Convert to gold coins/bars(extra charges apply)
Jar	Not a traditional FD	Auto-SIP via round-up	From ?10	Cashback on referrals & offers	High – Instant buy/redeem, optional home delivery of 24K gold
Gullak	Up to 5% bonus on Gold FD	From ?10	Buy anytime	Up to 5% bonus on FD	High – Pause SIP, withdraw anytime, 24K gold purity

How can you apply for Digi Gold?

Download EaseMyDeal App from playstore
Go to the homescreen and click on the Digi Gold section
Choose from Gold, FD+ & SIP option based on tenure
Enter the amount you want to purchase the gold
Choose the payment method
Get digital confirmation with the receipt
You can track your investment through the app

Documents for doing Gold FD

Should be a resident of India
Valid PAN card
Aadhaar card
Bank account details

Best apps to invest in digital gold

EaseMyDeal: You can buy gold anytime, as per your availability. Later you can do SIP and FD to get more interest on your purchased gold.
Groww: Groww allows buying digital gold with an easy process, along with other investments such as mutual funds, stocks, etc.
MMTC-PAMP: This platform offers a secure and clean process to buy digital gold. They are known for their trustworthiness.
Jar: You can invest in digital gold with a small amount. They aim to make you grow your wealth bit by bit.
Gullak: Gullak is Easy to use, and you can invest, save or offer digital gold as it has one of its options.

How to choose the right platform to invest in digital gold?

Check the platform's credibility and safety
Look for the return on gold and cashback opportunities
See if there is investment flexibility
Locker and storage facilities
Whether they have redemption and exit options
If the customer support and user experience are good

Final words

In today’s economy, buying gold is no longer enough- you need to be smart and invest in it. With the help of EaseMyDeal, you can grow your wealth through the gold FD+, Gold SIP, and digital gold. It doesn’t matter if you are looking for a long-term fixed deposit or a monthly savings account. There is an option as per your choice. With benefits such as 20% annual returns + zero processing fee, gold price per gram, and many more.

Download EaseMyDeal today and take a smarter step towards gold investment.

FAQ’s - Buy Digital Gold Online

How is gold FD different from gold SIP?
FD is a fixed deposit with a low-risk investment guaranteeing a specific return on gold over time. On the other hand, SIP is a systematic investment plan in gold that involves a smaller monthly investment.

Can I start with a small amount in Digital Gold?
Yes, you can start at Rs 1 also. EaseMyDeal allows you to buy it anywhere and anytime, and later turn it into a SIP or FD.

Is there any processing fee while buying digital gold or doing SIP and FD?
No. EaseMyDeal doesn’t charge any processing fees.

Can I track my Digi Gold after purchasing it?
Yes, you can track through the EaseMyDeal app and check market value, return estimation, and accumulated gold.

Is my gold safe?
Yes, it is safe and they are backed by a 99.9% pure gold price today, stored securely with certified vault partners.

Can I redeem and withdraw my gold anytime?
Yes, through EaseMyDeal, you can withdraw and redeem at any moment and point.

What happens if the gold price drops after investing?
You will get returns as per the market price of the cost of gold today, which are subject to market risk.

What is gold leasing in Gold FD?
Your deposited gold is put on lease by trusted institutions, and in return, you get an extra 4% return on the FD.

Does EaseMyDeal offer cashback?
Yes, you get 1% cashback on purchasing gold through EaseMyDeal.

Can I buy digital gold to gift someone?
Yes, you can buy it to give to your loved ones