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HSBC Credit Card

HSBC Bank credit cards offer a diverse array of features designed to enhance your financial flexibility and lifestyle. With options ranging from rewards and cashback to travel and premium cards, HSBC provides tailored solutions to meet your needs. Enjoy benefits such as generous reward points on everyday purchases, cashback on specific categories, and exclusive discounts on dining, shopping, and travel. Premium cards come with additional perks like airport lounge access, comprehensive travel insurance, and concierge services. HSBC credit cards also provide access to global offers, flexible payment options, and top-notch security features, ensuring a rewarding and secure credit experience.

HSBC Credit Card for everyone

  • All Bank
  • ICICI Bank
  • Axis Bank
  • AU Bank
  • HDFC Bank
  • HSBC
  • IndusInd
  • SBI
  • IDFC
  • Others
  • RBL Bank
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UPI Rupay
Lifetime Free
Lounge
Reward
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Travel
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Luxury

HSBC Bank Credit Cards - Eligibility Criteria

  1. Age:

    • Primary Cardholder: Minimum 21 years and maximum 65 years.
  2. Income:

    • Salaried Individuals: Minimum annual income of ₹4,00,000 to ₹6,00,000 (varies by card type).
    • Self-Employed Individuals: Minimum annual income of ₹6,00,000 (varies by card type).
  3. Employment Status:

    • Salaried: Must be employed with a reputable company or government organization.
    • Self-Employed: Must be a business owner or professional with a stable income.
  4. Credit Score:

    • A good credit score is generally required. Specific requirements may vary by card type and applicant profile.
  5. Residency:

    • Indian residents with a valid address proof in India.
  6. Existing HSBC Customers:

    • Existing HSBC customers with a positive banking relationship and good credit history may have an advantage in the application process.

Required Documents

  1. Identity Proof:

    • Aadhar card
    • Passport
    • Driving license
    • Voter ID
  2. Address Proof:

    • Utility bill (electricity, water, gas)
    • Passport
    • Rent agreement
    • Bank statement with address
  3. Income Proof:

    • Salaried: Salary slips for the last 3 months or bank statements showing salary credits for the last 6 months.
    • Self-Employed: Income tax returns (ITR) for the last 2 years, bank statements for the last 6 months, and business registration documents.
  4. Photographs:

    • Recent passport-sized photographs (usually 1-2).
  5. PAN Card:

    • A copy of the Permanent Account Number card.
  6. Bank Statements:

    • Bank statements for the last 3-6 months, depending on the card type and income proof requirements.
  7. Additional Documents:

    • For premium cards: Additional proof of income or assets may be required.
    • For business credit cards: Proof of business, such as business registration documents or trade license.

How to Apply for HSBC Bank Credit Cards?

  1. Go to the EaseMyDeal website or app & Navigate to the credit card section
  2. Use the eligibility checker tool provided & based on this information, the platform will show you credit cards for which you are eligible
  3. Compare different credit cards features such as annual fees, interest rates, rewards programs, and other benefits
  4. Choose the credit card that best matches your needs and preferences
  5. Click on ‘Apply button’ for the selected credit card
  6. Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
  7. You will be redirected to the bank’s official website or a secure portal to fill out the credit card application form
  8. Enter your personal details, contact information, employment details, etc
  9. Review all the information provided and ensure it is accurate
  10. Submit the application form

Frequently Asked Questions

HSBC Bank credit cards offer a range of benefits including reward points on every purchase, cashback on specific categories, exclusive discounts, and access to premium services such as airport lounges and concierge support. Enjoy tailored offers to enhance your shopping, dining, and travel experiences.

Maximize your rewards by using your HSBC credit card for all eligible purchases. Look for cards that offer higher rewards on categories like dining, travel, or online shopping. Keep an eye on special promotions and seasonal offers to boost your earnings.

Yes, new HSBC credit cardholders often benefit from welcome offers such as bonus reward points, cashback on initial transactions, and exclusive discounts with partner merchants. Check the latest promotions when you apply for your card.

Redeem your reward points through the HSBC rewards portal. You can choose from a variety of options including merchandise, gift vouchers, travel bookings, and statement credits. Explore exclusive deals and redemption offers for added value.

HSBC credit cards come with travel benefits such as complimentary airport lounge access, comprehensive travel insurance covering medical emergencies and trip cancellations, and rewards on travel-related expenses. Some cards also provide travel concierge services for a smooth journey.

Yes, HSBC credit cards are accepted worldwide. Inform HSBC of your travel plans to ensure smooth usage abroad and to benefit from any international transaction perks.

Track your credit card transactions and balance through the HSBC mobile app or online banking portal. You can also set up real-time alerts for transactions to stay informed about your spending.

Annual fees vary depending on the card type. Some cards offer fee waivers based on meeting specific spending thresholds or during promotional periods. Check your card’s terms and conditions for details.

Existing HSBC customers may enjoy special offers, streamlined approval processes, and tailored credit card options based on their banking relationship.

HSBC offers a variety of credit cards including rewards, cashback, travel, and premium cards. Each card is designed to cater to different needs and preferences, from everyday spending to luxury experiences.

Credit Cards Available for HSBC