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HDFC Bank

HDFC Bank Credit Card

HDFC Bank credit cards offer a versatile range of benefits tailored to meet various spending needs. Whether you’re looking for rewards, cashback, travel perks, or premium lifestyle benefits, HDFC Bank provides options that cater to your preferences. Enjoy attractive features such as reward points on every purchase, exclusive discounts on dining, shopping, and travel, and comprehensive insurance coverage. Many HDFC credit cards also provide access to airport lounges, concierge services, and attractive interest rates. With various options available, from entry-level to premium cards, HDFC Bank ensures you find the right card to enhance your financial and lifestyle needs.

HDFC Bank Credit Card for everyone

  • All Bank
  • ICICI Bank
  • Axis Bank
  • AU Bank
  • HDFC Bank
  • HSBC
  • IndusInd
  • SBI
  • IDFC
  • Others
  • RBL Bank
Top Cards
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UPI Rupay
Lifetime Free
Lounge
Reward
Movies
Fuel
Travel
Shopping
Dining
Luxury

HDFC Bank Credit Cards - Eligibility Criteria

  1. Age:

    • Primary Cardholder: Minimum 21 years and maximum 60 years.
    • Supplementary Cardholder: Minimum 18 years.
  2. Income:

    • Salaried Individuals: Minimum annual income of ₹3,00,000 (varies by card type).
    • Self-Employed Individuals: Minimum annual income of ₹4,00,000 (varies by card type).
  3. Employment Status:

    • Salaried: Must be employed with a reputed company or government organization.
    • Self-Employed: Must be a business owner or professional with a stable income.
  4. Credit Score:

    • A good credit score is generally required. Specific requirements can vary by card type.
  5. Residency:

    • Indian residents with a valid address proof in India.
  6. Existing HDFC Customers:

    • Existing customers with a positive banking relationship and good credit history may have an advantage.

Required Documents

  1. Identity Proof:

    • Aadhar card
    • Passport
    • Driving license
    • Voter ID
  2. Address Proof:

    • Utility bill (electricity, water, gas)
    • Passport
    • Rent agreement
    • Bank statement with address
  3. Income Proof:

    • Salaried: Salary slips for the last 3 months or bank statements showing salary credits for the last 6 months.
    • Self-Employed: Income tax returns (ITR) for the last 2 years, bank statements for the last 6 months, and business registration documents.
  4. Photographs:

    • Recent passport-sized photographs (usually 1-2).
  5. PAN Card:

    • A copy of the Permanent Account Number card.
  6. Bank Statements:

    • Bank statements for the last 3-6 months, depending on the card type and income proof requirements.
  7. Additional Documents:

    • For premium cards: Additional proof of income or assets may be required.
    • For business credit cards: Proof of business, such as business registration documents or trade license.

How to Apply for HDFC Bank Credit Cards?

  1. Go to the EaseMyDeal website or app & Navigate to the credit card section
  2. Use the eligibility checker tool provided & based on this information, the platform will show you credit cards for which you are eligible
  3. Compare different credit cards features such as annual fees, interest rates, rewards programs, and other benefits
  4. Choose the credit card that best matches your needs and preferences
  5. Click on ‘Apply button’ for the selected credit card
  6. Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
  7. You will be redirected to the bank’s official website or a secure portal to fill out the credit card application form
  8. Enter your personal details, contact information, employment details, etc
  9. Review all the information provided and ensure it is accurate
  10. Submit the application form

Frequently Asked Questions

HDFC Bank credit cards offer a diverse range of features including generous reward points, cashback on various categories, travel benefits, and premium lifestyle perks. Enjoy exclusive discounts, airport lounge access, and comprehensive insurance coverage with your card.

To maximize rewards, use your HDFC Bank credit card for all eligible purchases. Choose cards that offer accelerated rewards on specific categories like dining, travel, or online shopping. Keep an eye out for special promotions and offers to boost your reward earnings.

Yes, new cardholders often receive welcome offers such as bonus reward points, cashback on initial transactions, and discounts on partner brands. Check the latest offers when you apply for your card.

Redeem your reward points through the HDFC Bank rewards portal. You can choose from a wide range of options including merchandise, gift vouchers, travel bookings, and statement credits. Explore exclusive deals for added value.

Many HDFC Bank credit cards come with travel benefits like complimentary airport lounge access, travel insurance covering medical emergencies and trip cancellations, and rewards on travel-related expenses. Some cards offer travel concierge services for a seamless journey.

Yes, HDFC Bank credit cards are accepted globally. Inform HDFC Bank of your travel plans to ensure smooth usage abroad and take advantage of any international transaction benefits.

Track your credit card balance and transactions through the HDFC Bank mobile app or online banking portal. You can also receive real-time alerts for transactions to stay updated.

Annual fees vary depending on the card type. Some cards offer fee waivers based on meeting specific spending thresholds or during promotional periods. Check your card’s terms and conditions for details.

HDFC Bank offers a wide range of credit cards including those for rewards, cashback, travel, premium lifestyle benefits, and business expenses. Each card is designed to cater to different needs and preferences.

Existing HDFC Bank customers with a positive banking relationship may receive special offers, easier approval processes, and customized credit card options.

Credit Cards Available for HDFC Bank