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IDFC Credit Card

IDFC FIRST Bank credit cards offer a range of features designed to suit various spending needs and preferences. Whether you’re looking for rewards, cashback, or premium lifestyle benefits, IDFC FIRST has a card for you. Enjoy benefits such as attractive reward points on every purchase, cashback on select categories, and access to exclusive offers. Premium cards offer additional perks including complimentary airport lounge access, comprehensive travel insurance, and concierge services. With a focus on customer satisfaction and flexible redemption options, IDFC FIRST credit cards provide a rewarding and convenient financial tool for managing your expenses and enhancing your lifestyle.

IDFC Credit Card for everyone

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  • IDFC
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IDFC FIRST Bank Credit Cards - Eligibility Criteria

  1. Age:

    • Primary Cardholder: Minimum 21 years and maximum 65 years.
  2. Income:

    • Salaried Individuals: Typically requires a minimum annual income of ₹4,00,000 to ₹6,00,000, depending on the card type.
    • Self-Employed Individuals: Minimum annual income of ₹6,00,000 or more, varying by card type.
  3. Employment Status:

    • Salaried: Must be employed with a reputable organization or government body.
    • Self-Employed: Must have a stable business or profession with a proven track record.
  4. Credit Score:

    • A good credit score is generally required. Specific requirements can vary depending on the card type and applicant’s credit history.
  5. Residency:

    • Indian residents with a valid address proof in India.
  6. Existing IDFC FIRST Bank Customers:

    • Existing customers may benefit from streamlined application processes and special offers.

Required Documents

  1. Identity Proof:

    • Aadhar card
    • Passport
    • Driving license
    • Voter ID
  2. Address Proof:

    • Utility bill (electricity, water, gas)
    • Passport
    • Rent agreement
    • Bank statement with address
  3. Income Proof:

    • Salaried: Salary slips for the last 3 months or bank statements showing salary credits for the last 6 months.
    • Self-Employed: Income tax returns (ITR) for the last 2 years, bank statements for the last 6 months, and business registration documents.
  4. Photographs:

    • Recent passport-sized photographs (usually 1-2).
  5. PAN Card:

    • A copy of the Permanent Account Number card.
  6. Bank Statements:

    • Bank statements for the last 3-6 months, depending on the card type and income proof requirements.
  7. Additional Documents:

    • For premium cards: Additional proof of income or assets may be required.
    • For business credit cards: Proof of business, such as business registration documents or trade license.

Frequently Asked Questions

Earn more rewards by using your IDFC FIRST credit card for everyday purchases, dining, and travel. Take advantage of promotional offers, bonus reward point events, and special partnerships to boost your rewards.

Yes, new cardholders often receive exciting welcome offers such as bonus reward points, cashback on initial spending, or complimentary services. Check the latest promotions during the application process.

IDFC FIRST Bank credit cards offer competitive reward programs, cashback on various categories, and exclusive benefits. Enjoy features like no foreign transaction fees, comprehensive insurance coverage, and premium lifestyle perks.

Redeem your reward points through the IDFC FIRST mobile app or website. Options include travel bookings, gift cards, merchandise, or statement credits. Explore special redemption offers for added flexibility.

IDFC FIRST credit cards come with travel perks like complimentary airport lounge access, travel insurance, and emergency assistance. Enjoy rewards on travel-related expenses and exclusive access to travel offers.

Yes, IDFC FIRST credit cards are accepted worldwide. Notify IDFC FIRST Bank of your travel plans to ensure smooth international transactions and access to global offers.

Monitor your transactions and balance through the IDFC FIRST mobile app or online banking portal. Set up real-time alerts to stay updated on your spending and account activity.

IDFC FIRST credit cards offer additional rewards and cashback on online purchases. Enjoy secure transactions with advanced fraud protection and exclusive deals with partner merchants.

Many IDFC FIRST credit cards offer bonus reward points or cashback on dining expenses. Check your card’s terms for specific dining-related benefits and participating restaurants.
 

If you need to dispute a transaction, contact IDFC FIRST Bank’s customer service immediately. Provide details of the transaction and any supporting documentation. The bank will investigate and resolve the issue.

Credit Cards Available for IDFC