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ICICI Bank

ICICI Bank Credit Card

Discover the diverse range of ICICI Bank credit cards, designed to suit various spending needs and preferences. Enjoy attractive benefits such as reward points on every purchase, cashback on select categories, and exclusive discounts. With options that include travel rewards, dining perks, and lifestyle benefits, ICICI Bank credit cards provide valuable features like complimentary airport lounge access, fuel surcharge waivers, and comprehensive travel insurance. Tailored for frequent travelers, online shoppers, and lifestyle enthusiasts, these cards offer flexible redemption options and enhanced security features for a premium financial experience.

ICICI Bank Credit Card for everyone

  • All Bank
  • ICICI Bank
  • Axis Bank
  • AU Bank
  • HDFC Bank
  • HSBC
  • IndusInd
  • SBI
  • IDFC
  • Others
  • RBL Bank
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UPI Rupay
Lifetime Free
Lounge
Reward
Movies
Fuel
Travel
Shopping
Dining
Luxury

Eligibility Criteria

  1. Age:

    • Primary Cardholder: Minimum 21 years and maximum 60 years.
    • Supplementary Cardholder: Minimum 18 years.
  2. Income:

    • Salaried Individuals: Minimum annual income of ₹3,00,000 (varies by card type and location).
    • Self-Employed Individuals: Minimum annual income of ₹4,00,000 (varies by card type and location).
  3. Employment Status:

    • Salaried: Must be employed with a reputed company or government organization.
    • Self-Employed: Must be a business owner or a professional with a stable income.
  4. Credit Score:

    • A good credit score is generally required. Specific requirements can vary by card type.
  5. Residency:

    • Indian residents with a valid address proof in India.

Required Documents

  1. Identity Proof:

    • Aadhar card
    • Passport
    • Driving license
    • Voter ID
  2. Address Proof:

    • Utility bill (electricity, water, gas)
    • Passport
    • Rent agreement
    • Bank statement with address
  3. Income Proof:

    • Salaried: Salary slips for the last 3 months or bank statements showing salary credits for the last 6 months.
    • Self-Employed: Income tax returns (ITR) for the last 2 years, bank statements for the last 6 months, and business registration documents.
  4. Photographs:

    • Recent passport-sized photographs (usually 1-2).
  5. PAN Card:

    • A copy of the Permanent Account Number card.
  6. Bank Statements:

    • Bank statements for the last 3-6 months, depending on the card type and income proof requirements.
  7. Additional Documents:

    • Depending on the card type, additional documents may be required, such as a business proof for self-employed individuals or additional proof of income for high-end cards.

How to Apply for ICICI Bank Credit Cards?

  1. Go to the EaseMyDeal website or app & Navigate to the credit card section
  2. Use the eligibility checker tool provided & based on this information, the platform will show you credit cards for which you are eligible
  3. Compare different credit cards features such as annual fees, interest rates, rewards programs, and other benefits
  4. Choose the credit card that best matches your needs and preferences
  5. Click on ‘Apply button’ for the selected credit card
  6. Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
  7. You will be redirected to the bank’s official website or a secure portal to fill out the credit card application form
  8. Enter your personal details, contact information, employment details, etc
  9. Review all the information provided and ensure it is accurate
  10. Submit the application form

Frequently Asked Questions

ICICI Bank credit cards offer a variety of benefits including reward points on every transaction, cashback on select categories, fuel surcharge waivers, dining discounts, and access to airport lounges.

You earn reward points for every purchase made with your ICICI Bank credit card. The rate at which points are earned can vary by card type and spend category, such as dining, travel, or online shopping.

Reward points can be redeemed through the ICICI Bank rewards portal, where you can select from a wide range of options including merchandise, vouchers, or statement credits. Points can also be used for travel bookings and other experiences.

Annual fees vary depending on the card type. Some ICICI Bank credit cards offer fee waivers based on meeting certain spending thresholds or through annual fee waivers during promotional periods.

Immediately report the loss or theft by calling ICICI Bank's customer service. Your card will be blocked to prevent unauthorized transactions, and a replacement card will be issued.

You can view your credit card balance and recent transactions through the ICICI Bank mobile app, online banking portal, or by calling customer service.

Yes, many ICICI Bank credit cards include complimentary travel insurance covering medical emergencies, trip cancellations, and lost baggage. Coverage details vary by card type.

Yes, ICICI Bank credit cards are accepted internationally. Inform ICICI Bank of your travel plans to ensure smooth transactions abroad.

You can request a credit limit increase by contacting ICICI Bank customer service or through the ICICI Bank mobile app. The request will be evaluated based on your spending habits, credit history, and income.

ICICI Bank offers a range of credit cards tailored to different needs, such as travel rewards, cashback, premium benefits, and lifestyle perks. Key differences include reward rates, annual fees, and specific benefits like airport lounge access or dining discounts.

Credit Cards Available for ICICI Bank