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AU Bank

AU Bank Credit Card

Elevate your spending experience with AU Bank credit cards, crafted to offer exceptional rewards and benefits. Enjoy attractive features like reward points on every purchase, cashback on specific categories, and exclusive lifestyle discounts. AU Bank credit cards provide valuable perks such as complimentary airport lounge access, fuel surcharge waivers, and premium concierge services. With options that cater to travel enthusiasts, shoppers, and dining lovers, these cards offer flexible reward redemption, comprehensive travel insurance, and added security features. Ideal for those seeking a blend of rewards, luxury, and financial convenience.

AU Bank Credit Card for everyone

  • All Bank
  • ICICI Bank
  • Axis Bank
  • AU Bank
  • HDFC Bank
  • HSBC
  • IndusInd
  • SBI
  • IDFC
  • Others
  • RBL Bank
Top Cards
Top cards
UPI Rupay
Lifetime Free
Lounge
Reward
Movies
Fuel
Travel
Shopping
Dining
Luxury

Eligibility Criteria

  1. Age:

    • Primary Cardholder: Minimum 21 years and maximum 60 years.
    • Supplementary Cardholder: Minimum 18 years.
  2. Income:

    • Salaried Individuals: Minimum annual income of ₹3,00,000 (varies by card type and location).
    • Self-Employed Individuals: Minimum annual income of ₹4,00,000 (varies by card type and location).
  3. Employment Status:

    • Salaried: Must be employed with a reputed company or government organization.
    • Self-Employed: Must be a business owner or a professional with a stable income.
  4. Credit Score:

    • A good credit score is generally required. Specific requirements can vary by card type.
  5. Residency:

    • Indian residents with a valid address proof in India.

Required Documents

  1. Identity Proof:

    • Aadhar card
    • Passport
    • Driving license
    • Voter ID
  2. Address Proof:

    • Utility bill (electricity, water, gas)
    • Passport
    • Rent agreement
    • Bank statement with address
  3. Income Proof:

    • Salaried: Salary slips for the last 3 months or bank statements showing salary credits for the last 6 months.
    • Self-Employed: Income tax returns (ITR) for the last 2 years, bank statements for the last 6 months, and business registration documents.
  4. Photographs:

    • Recent passport-sized photographs (usually 1-2).
  5. PAN Card:

    • A copy of the Permanent Account Number card.
  6. Bank Statements:

    • Bank statements for the last 3-6 months, depending on the card type and income proof requirements.
  7. Additional Documents:

    • Depending on the card type, additional documents may be required. For high-end cards, additional proof of income or assets may be requested.

How to Apply for AU Bank Credit Cards?

 

  1. Go to the EaseMyDeal website or app & Navigate to the credit card section
  2. Use the eligibility checker tool provided & based on this information, the platform will show you credit cards for which you are eligible
  3. Compare different credit cards features such as annual fees, interest rates, rewards programs, and other benefits
  4. Choose the credit card that best matches your needs and preferences
  5. Click on ‘Apply button’ for the selected credit card
  6. Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
  7. You will be redirected to the bank’s official website or a secure portal to fill out the credit card application form
  8. Enter your personal details, contact information, employment details, etc
  9. Review all the information provided and ensure it is accurate
  10. Submit the application form

Frequently Asked Questions

AU Bank credit cards offer a blend of rewards, cashback, and premium benefits. Enjoy features like accelerated reward points on everyday spending, exclusive discounts on dining and shopping, and comprehensive travel insurance.

To maximize rewards, use your AU Bank credit card for all eligible purchases. Cards offer accelerated points on categories like dining, travel, and online shopping. Keep an eye on special promotions and offers for additional earning opportunities.

Redeem your reward points through the AU Bank rewards portal for a variety of options including merchandise, gift vouchers, travel bookings, and statement credits. Explore exclusive deals and offers to get the most value from your points.

Yes, AU Bank credit cards provide benefits such as international acceptance, travel insurance, and access to airport lounges. Inform AU Bank about your travel plans to ensure seamless usage abroad.

Yes, many AU Bank credit cards come with exclusive perks like discounts at premium hotels and restaurants, complimentary airport lounge access, and concierge services for a luxurious experience.

Some AU Bank credit cards offer fee waivers based on meeting specific spending thresholds. Check the terms and conditions of your card for details on how to avail of fee waivers.

Yes, new AU Bank credit cardholders often enjoy welcome offers such as bonus reward points, cashback on the first few transactions, and discounts on partner brands. Check the latest promotions when you apply.

You can redeem reward points for travel bookings through the AU Bank rewards portal. Options include flight tickets, hotel stays, and holiday packages. Look for special travel redemption offers for additional savings.

AU Bank credit cards may offer complimentary travel insurance covering medical emergencies, trip cancellations, lost luggage, and travel accidents. Check your card's benefits to understand the extent of coverage.

AU Bank uses advanced security measures including EMV chip technology, OTP verification for online transactions, and real-time fraud monitoring. You’ll also receive alerts for suspicious activities.

Credit Cards Available for AU Bank