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IndusInd

IndusInd Credit Card

IndusInd Bank credit cards offer a diverse range of features designed to enhance your spending experience. Whether you're looking for rewards, cashback, travel perks, or premium lifestyle benefits, IndusInd Bank provides options to suit your needs. Enjoy benefits such as generous reward points on everyday purchases, cashback on specific categories, and exclusive discounts at partner merchants. Premium cards offer additional perks like airport lounge access, travel insurance, and concierge services. With a focus on customer satisfaction and convenience, IndusInd Bank credit cards are tailored to provide value and flexibility in your financial journey.

IndusInd Credit Card for everyone

  • All Bank
  • ICICI Bank
  • Axis Bank
  • AU Bank
  • HDFC Bank
  • HSBC
  • IndusInd
  • SBI
  • IDFC
  • Others
  • RBL Bank
Top Cards
Top cards
UPI Rupay
Lifetime Free
Lounge
Reward
Movies
Fuel
Travel
Shopping
Dining
Luxury

IndusInd Bank Credit Cards - Eligibility Criteria

  1. Age:

    • Primary Cardholder: Minimum 21 years and maximum 65 years.
  2. Income:

    • Salaried Individuals: Minimum annual income of ₹3,00,000 to ₹6,00,000 (varies by card type).
    • Self-Employed Individuals: Minimum annual income of ₹6,00,000 (varies by card type).
  3. Employment Status:

    • Salaried: Must be employed with a reputable company or government organization.
    • Self-Employed: Must be a business owner or professional with a stable income.
  4. Credit Score:

    • A good credit score is generally required. Specific requirements may vary by card type and applicant profile.
  5. Residency:

    • Indian residents with a valid address proof in India.
  6. Existing IndusInd Customers:

    • Existing IndusInd customers with a positive banking relationship may have an advantage in the application process.

Required Documents

  1. Identity Proof:

    • Aadhar card
    • Passport
    • Driving license
    • Voter ID
  2. Address Proof:

    • Utility bill (electricity, water, gas)
    • Passport
    • Rent agreement
    • Bank statement with address
  3. Income Proof:

    • Salaried: Salary slips for the last 3 months or bank statements showing salary credits for the last 6 months.
    • Self-Employed: Income tax returns (ITR) for the last 2 years, bank statements for the last 6 months, and business registration documents.
  4. Photographs:

    • Recent passport-sized photographs (usually 1-2).
  5. PAN Card:

    • A copy of the Permanent Account Number card.
  6. Bank Statements:

    • Bank statements for the last 3-6 months, depending on the card type and income proof requirements.
  7. Additional Documents:

    • For premium cards: Additional proof of income or assets may be required.
    • For business credit cards: Proof of business, such as business registration documents or trade license.

How to Apply for HSBC Bank Credit Cards?

  1. Go to the EaseMyDeal website or app & Navigate to the credit card section
  2. Use the eligibility checker tool provided & based on this information, the platform will show you credit cards for which you are eligible
  3. Compare different credit cards features such as annual fees, interest rates, rewards programs, and other benefits
  4. Choose the credit card that best matches your needs and preferences
  5. Click on ‘Apply button’ for the selected credit card
  6. Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
  7. You will be redirected to the bank’s official website or a secure portal to fill out the credit card application form
  8. Enter your personal details, contact information, employment details, etc
  9. Review all the information provided and ensure it is accurate
  10. Submit the application form

Frequently Asked Questions

IndusInd Bank credit cards stand out with features like attractive reward programs, cashback offers, premium lifestyle benefits, and exclusive discounts. Enjoy access to airport lounges, travel insurance, and concierge services tailored to enhance your experience.

To maximize rewards, use your IndusInd Bank credit card for everyday purchases and in categories where you earn accelerated rewards. Take advantage of special promotions and partner offers to boost your reward earnings.

Yes, new cardholders often receive enticing welcome offers such as bonus reward points, cashback on initial transactions, and exclusive discounts. Check the latest offers when you apply for your card.

Redeem your reward points through the IndusInd Bank rewards portal. You can choose from a variety of options including merchandise, gift vouchers, travel bookings, and statement credits. Explore exclusive redemption offers for added value.

IndusInd Bank credit cards come with travel benefits such as complimentary airport lounge access, travel insurance covering medical emergencies and trip cancellations, and rewards on travel-related expenses. Premium cards may offer additional perks like concierge services.

Yes, IndusInd Bank credit cards are accepted globally. Inform IndusInd Bank of your travel plans to ensure smooth usage abroad and to benefit from any international transaction perks.

Annual fees vary depending on the card type. Some cards offer fee waivers based on meeting specific spending thresholds or during promotional periods. Check your card’s terms and conditions for details.

Request a credit limit increase by contacting IndusInd Bank customer service or through the mobile app. Your request will be evaluated based on your spending habits, credit history, and income.

Existing IndusInd customers may enjoy special offers, streamlined approval processes, and customized credit card options based on their banking relationship.

IndusInd Bank offers a variety of credit cards including those for rewards, cashback, travel, and premium lifestyle benefits. Each card is designed to cater to different needs and preferences.

Credit Cards Available for IndusInd