Best Credit Cards to Apply in 2025 – Get Free OTT Subscription!

Pankaj Sarswat Image Pankaj Sarswat

2025-07-10

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Best Credit Cards to Apply in 2025 – Get Free OTT Subscription! Banner Image

In 2025, entertainment isn’t just a luxury - it’s part of everyday life, and everyone can earn rewards such as access to top OTT platforms like JioHotstar, Amazon Prime, SonyLiv, Zee5 and many more. But what if I say you can get all this in one, and for free? 

If you apply for a credit card through EaseMyDeal, you will get goVIP subscription. Under which you can enjoy:

  • Amazon Prime Subscription – 3 months
  • Jio Hotstar Subscription – 3 months
  • OTTPlay Subscription (SonyLiv, Zee5, Alt Balaji and 15+ more platforms) – 3 months
  • Cashbacks:
    • 5% Cashback on Mobile Prepaid Recharges 
    • 5% Cashback on DTH Prepaid Recharges 
    • Rs 500 Cashback on Flight Bookings 
    • Rs 500 Cashback on Hotel Bookings 
    • 0.1% Cashback on Credit Card Bill Payments
    • 0.1% Cashback on Rent Payments, Education Fee Payments, and Vendor/Business Payments
    • Extra 1% Cashback on Digital Gold Purchases
  • Exclusive Benefits:
    • Special Deals on 20+ Brands
    • Exclusive Discounts on 500+ Brand Gift Cards

It gives you the power to watch premium content without spending extra money. Applying for a credit card not only upgrades your financial lifestyle but also upgrades your streaming life, too. The right credit can unlock a way to a year-long pass to premium content. You include all of them in your everyday spending.

How to choose the best credit card?

  • First, you have to know your spending habits, then choose a card that offers you the maximum rewards on your frequent purchases
  • If you spend above a certain limit, then look for the cards that give fee waivers
  • Look for that card that gives you more benefits that match your entertainment and lifestyle needs
  • If the card gives free vouchers, bonus reward points, cashback, airport lounge access, air miles, free travel insurance, and many more.

List of Best Credit Cards in 2025
 

Credit card

Joining/Annual Fee

Rewards

Best for

Apply Link

SBI CashBack Credit Card

Rs 999+GST

5% on online shopping, 1% on others

Cashback

Apply now

HDFC TATA Neu Plus card

Rs 499 plus taxes

2%–5% NeuCoins on the Tata Neu app, 1% elsewhere

Rewards

Apply now

HDFC Freedom Credit Card

Rs 500

5% on groceries, bill payments, and PayZapp; 1% elsewhere

Rewards

Apply now

Kiwi RuPay Credit Card

Zero (Lifetime Free)

1% to 5% cashback (based on plan and spending)

UPI Rupay

Apply now

IndusInd Bank Platinum RuPay Credit Card

Zero (Lifetime Free)

Reward points on all spending

UPI Rupay

Apply now

IndusInd Bank Tiger Card

Zero (Lifetime Free)

Up to 4x reward points on lifestyle spends

Lifetime free

Apply now

ICICI Bank Platinum Credit Card

Rs0 (Lifetime Free)

2 PAYBACK points per Rs100 online, 1 point elsewhere

Lifetime free

Apply now

ICICI Bank Emeralde Credit Card

Rs. 12,000

4 complimentary lounge accesses/month, golf access, medical concierge

Movies

Apply now

ICICI Bank MU Signature Credit Card

Rs. 2499

Exclusive offers on movies, dining, up to 2 PAYBACK points/Rs100

Movies

Apply now

HDFC IndianOil Bank Credit Card

Rs. 500

5% fuel cashback at IndianOil pumps, 1% on grocery & bill payments

Fuel

Apply now

IDFC Power Plus Credit Card

Rs. 199

3X–10X reward points based on category and day of spend

Fuel

Apply now

Scapia Federal Bank Credit Card

Zero (Free to start)

20% travel cashback on bookings via the Scapia app

Travel

Apply now

AU Bank Zenith Credit Card

Rs. 7999

2%–10% cashback on travel, dining, and international spends

Travel

Apply now

HDFC Millennia Credit Card

Rs. 1000

5% cashback on Amazon, Flipkart, Swiggy, Zomato

Shopping

Apply now

AXIS Flipkart Credit Card

Rs. 500

5% cashback on Flipkart, Myntra, Swiggy; 1.5% elsewhere

Shopping

Apply now

Swiggy HDFC Bank Credit card

Rs. 500

10% cashback on Swiggy, 5% on top brands, 1% elsewhere

Dining

Apply now

EazyDiner IndusInd Bank

Rs. 1999

25% off dining via EazyDiner Prime + 2X reward points

Dining

Apply now

HDFC Diners Black

Rs. 10,000

5X reward points on travel & international spends, unlimited lounge access

Luxury

Apply now

ICICI Bank Emirates Emerald

Rs.10,000

2.5 Emirates Skywards Miles/RS100 spent

Luxury

Apply now
 


How to apply for credit card online step-by-step process?

  • Go to the Google Play Store and download the ‘EaseMyDeal’ app
  • Then, sign up or log in using your email ID or mobile number
  • After that, complete your KYC
  • From the home screen, click on the apply credit card option
  • Compare and choose the right credit card
  • Fill in the basic details, such as entering your PAN, Date of Birth, Employment Type, Income, and Address
  • Submit your application, click on apply now
  • You will be redirected to the bank page
  • You will receive an email or a call from the bank for confirmation
  • Track application status, within 5-7 business days, you will get your physical card. 

 

What is the credit card eligibility check?

To apply for a credit card, certain criteria must be met, such as:

  • The minimum age to apply for a credit card is 18 years
  • Income requirements that show the bank you have a stable monthly income, while providing the proof
  • Salaried or self-employed individuals can apply
  • Most of the banks prefer a CIBIL score of 700 or above
  • Applicant should be an indian citizen or a resident 
  • You need an Aadhar card, a PAN card, an address proof, income proof etc

Fintech platforms like EaseMyDeal also offer a low-barrier entry card for students or people with no credit card history.

Final words
In today’s digital age, your credit card should be more than just a card, it should be a reward, an entertainment and empowering. With the EaseMyDeal the Flipkart Axis Bank credit card becomes easier not just financially convenient but value-packed living. choosing a credit card offer  can be a game-changer and a platform where you can compare credit cards, so why miss out? Choose EaseMyDeal and apply for a credit card now. 

FAQ’s- Best Credit Card in 2025

How long does it take to get a physical credit card?

After completing your KYC, it takes up to 5-7 days.
 

Do I need a high credit score to apply?

Not always, as some demand a CIBIL score of 700+, it depends on the bank.
 

Do credits always come with the free OTT subscriptions?

No, only EaseMyDeal provides the goVIP plan, in which you will get 20+ OTTs for FREE.
 

What are the good credit cards with the maximum cashback?

Such as HDFC Millennia Credit Card, AU Bank Xcite Ace Credit Card, Axis Bank ACE Credit Card, SBI Cashback Credit Card, Flipkart axis bank credit card these are the cards that offer good cashback.

 

Can I use a credit card for rent and education fee payments?

Yes, you can and if you do it through EaseMyDeal, which provides the lowest platform fee in the industry, only 1%.
 

What documents are needed to apply for a credit card?

PAN card
Aadhaar card
Proof of income (Salary slip or ITR)
Active phone number & email
 

Can I apply for more than one card at the same time?

Yes, you can, but it will affect your CIBIL score.
 

How I can download EaseMyDeal app?

For downloading EaseMyDeal app click on Download Now

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