Primary Cardholder: Minimum 21 years and maximum 60 years.
Supplementary Cardholder: Minimum 18 years.
Income:
Salaried Individuals: Minimum annual income of ₹3,00,000 (varies by card type).
Self-Employed Individuals: Minimum annual income of ₹4,00,000 (varies by card type).
Employment Status:
Salaried: Must be employed with a reputed company or government organization.
Self-Employed: Must be a business owner or professional with a stable income.
Credit Score:
A good credit score is generally required. Specific requirements can vary by card type.
Residency:
Indian residents with a valid address proof in India.
Existing HDFC Customers:
Existing customers with a positive banking relationship and good credit history may have an advantage.
Required Documents
Identity Proof:
Aadhar card
Passport
Driving license
Voter ID
Address Proof:
Utility bill (electricity, water, gas)
Passport
Rent agreement
Bank statement with address
Income Proof:
Salaried: Salary slips for the last 3 months or bank statements showing salary credits for the last 6 months.
Self-Employed: Income tax returns (ITR) for the last 2 years, bank statements for the last 6 months, and business registration documents.
Photographs:
Recent passport-sized photographs (usually 1-2).
PAN Card:
A copy of the Permanent Account Number card.
Bank Statements:
Bank statements for the last 3-6 months, depending on the card type and income proof requirements.
Additional Documents:
For premium cards: Additional proof of income or assets may be required.
For business credit cards: Proof of business, such as business registration documents or trade license.
How to Apply Credit Cards from EaseMyDeal?
Go to the EaseMyDeal website or app & Navigate to the credit card section
Use the eligibility checker tool provided & based on this information, the platform will show you credit cards for which you are eligible
Compare different credit cards features such as annual fees, interest rates, rewards programs, and other benefits
Choose the credit card that best matches your needs and preferences
Click on ‘Apply button’ for the selected credit card
Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
You will be redirected to the bank’s official website or a secure portal to fill out the credit card application form
Enter your personal details, contact information, employment details, etc
Review all the information provided and ensure it is accurate
Submit the application form
Check Eligibility
Fill Application
Activate Card
Get ₹500/-
Congratulations! You are Eligible for FREE ₹500 Amazon Voucher
I Agree to Terms And Conditions, You hereby consent to Inditab Esolutions Private Limited being appointed as your authorized representative to receive your Credit Information from Credit Bureau for the purpose of Cross - Sell and Up Sell of financial institutions products to consumers who have a credit history ("End Use Purpose"), on month on month basis for a period of six (6) months.
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