- Lifetime free credit card with no joining or annual fees.
- Zero foreign markup fee for international transactions.
- 4x reward points on all spends.
- Interest rate of 6.25% p.a. on Fixed Deposit (FD).
- Exciting offers at 300+ retail stores and 20% off at over 1,500 restaurants.
- Up to 9% p.a. on carry-over balances.
- Reward Points: Earn 4x reward points on every spend.
- Zero Forex Markup Fee: No additional charges on international transactions.
- Dining and Shopping Discounts: Up to 20% off at over 1,500 restaurants and up to 15% off at 3,000 health & wellness outlets.
- Roadside Assistance: Additional roadside assistance worth Rs. 1,399 up to four times per year.
- Insurance Coverage: Personal accident cover of Rs. 2 lakhs and lost card liability cover worth Rs. 25,000.
- EMI Benefits: Convert transactions of Rs. 2,500 or more into EMIs.
- Balance Transfer: Pay off other bank credit card balances with the balance transfer facility.
- Low Interest Rates: Enjoy some of the lowest interest rates compared to other credit cards.
Welcome Benefits from Bank
- 5% cashback on purchases up to Rs. 1,000 on the first EMI transaction.
Free goVIP Platinum Plan for 3 Months
Amazon Prime, Jio Hotstar & 19+ OTT apps for 3 months FREE
Includes: SonyLIV, Zee5, ALTT, Ullu, Sanskar, ShemarooMe, Chaupal Bhojpuri, Dangal Play, FanCode, DistroTV, ShortsTV, PlayFlix, BhaktiFlix, LionsGate Play, OM TV, Dollywood Play, Stage, Runn TV, VROTT.
• Flat 5% cashback on Mobile & DTH Recharge
• Flat ₹500 cashback on Flight & Hotel booking
• Flat 0.1% cashback on Credit Card Bill
• Flat 0.1% cashback on Rent, Fees & Vendor Payments
• Extra 1% cashback on Digital Gold Purchases
• Exclusive ₹1 Hot deals on 20+ Brands
• Extra 1% discount on 500+ Brand Gift Cards
Eligibility Criteria:
- Must be a resident of India.
- Minimum age of 18 years.
- Must have a fixed deposit account of at least Rs. 5,000 with IDFC First Bank.
Required Documents:
- Identity Proof (any one of the following):
- Aadhar Card
- PAN Card
- Voter ID Card
- Driving Licence
- Address Proof (any one of the following):
- Aadhar Card
- PAN Card
- Voter ID Card
- Driving Licence
How to Apply for IDFC First WOW Credit Card?
- Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section
- Click on ‘Apply Now’ button for the selected credit card
- Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
- You will be redirected to the IDFC bank’s official website to fill out the credit card application form
- Enter your personal details, contact information, employment details, etc
- Review all the information provided and ensure it is accurate
- Submit the application form
IDFC First WOW Credit Card FAQs
There is no annual fee; it is a lifetime free credit card.
The interest rate ranges from 9% p.a. to 42% p.a.
No, there are zero foreign markup fees on international transactions.
The card offers personal accident cover of Rs. 2 lakhs, credit shield cover of Rs. 25,000, and purchase protection of Rs. 25,000.
