- Accelerated reward points on travel, dining, and shopping
- Unlimited airport lounge access worldwide
- Comprehensive insurance coverage
- Dedicated concierge services
- Exclusive lifestyle offers and perks
- Reward Points: 10X rewards on monthly spends above Rs. 20,000
- Travel Benefits: 2 complimentary domestic,2 complimentary international airport lounges per quarter & 4 complimentary railway lounge visits at select stations
- Insurance Coverage: Comprehensive insurance including travel insurance, air accident cover, and purchase protection.
- Lifestyle Perks: Exclusive offers and benefits at premium hotels, restaurants, and retail outlets.
- Forex: Low forex mark-up fee of 1.5%
Welcome Benefits from Bank
- Gift vouchers worth Rs. 500 from popular brands on spending over Rs. 15,000 within 90 days and a 5% cashback on the first EMI transaction made within the first 30 days.
Free goVIP Platinum Plan for 3 Months
Amazon Prime, Jio Hotstar & 19+ OTT apps for 3 months FREE
Includes: SonyLIV, Zee5, ALTT, Ullu, Sanskar, ShemarooMe, Chaupal Bhojpuri, Dangal Play, FanCode, DistroTV, ShortsTV, PlayFlix, BhaktiFlix, LionsGate Play, OM TV, Dollywood Play, Stage, Runn TV, VROTT.
• Flat 5% cashback on Mobile & DTH Recharge
• Flat ₹500 cashback on Flight & Hotel booking
• Flat 0.1% cashback on Credit Card Bill
• Flat 0.1% cashback on Rent, Fees & Vendor Payments
• Extra 1% cashback on Digital Gold Purchases
• Exclusive ₹1 Hot deals on 20+ Brands
• Extra 1% discount on 500+ Brand Gift Cards
Eligibility Criteria:
- Age: 21 to 65 years
- Minimum Income: Rs. 20 lakh per annum
- Employment: High-net-worth individuals or senior executives with substantial income
Required Documents:
- Proof of Identity: PAN card, Aadhaar card, passport, or voter ID
- Proof of Address: Aadhaar card, utility bill, rental agreement, or passport
- Proof of Income: Latest salary slips (for salaried), IT returns or Form 16 (for self-employed)
- Passport-sized photograph
How to Apply for IDFC FIRST Wealth Credit Card?
- Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section
- Click on ‘Apply Now’ button for the selected credit card
- Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
- You will be redirected to the IDFC bank’s official website to fill out the credit card application form
- Enter your personal details, contact information, employment details, etc
- Review all the information provided and ensure it is accurate
- Submit the application form
IDFC FIRST Wealth Credit Card FAQs
Earn 7 reward points for every Rs. 150 spent on travel and dining, and 3 reward points for every Rs. 150 spent on other categories.
Unlimited complimentary access to airport lounges worldwide and dedicated travel concierge services.
Yes, the card includes comprehensive insurance coverage including travel insurance, air accident cover, and purchase protection.
The minimum income requirement is Rs. 20 lakh per annum.
