> Credit Card > IDFC > IDFC FIRST Classic
  • Cashback on various categories
  • Exclusive offers and discounts
  • Basic travel and insurance coverage
  • 1% fuel surcharge waiver at all petrol pumps up to Rs.200 per month.
  • 25% discount on movie tickets up to Rs.100. Will be valid once a month.

Movies: Monthly 25% discount (up to Rs. 100) on purchase of movie tickets via District by Zomato mobile app.
Lounge Access: 4 complimentary railway lounge visits every quarter (subject to monthly spend of Rs. 20,000)
Fuel Surcharge Waiver: 1% fuel surcharge waiver up to Rs. 200 every month on fuel spends of Rs. 200 to Rs. 5,000
Dining: Up to 20% off on dining at more than 1,500 restaurants
Health: Up to 15% off at more than 3000+ health and wellness outlets

Welcome Benefits from Bank

  • Get a welcome gift voucher worth Rs. 500 on spending Rs. 15,000 or more within the first 90 days. Also, get 5% cashback on the value of your first EMI transaction done inside 90 days of card generation.

Free goVIP Platinum Plan for 3 Months

Amazon Prime, Jio Hotstar & 19+ OTT apps for 3 months FREE
Includes: SonyLIV, Zee5, ALTT, Ullu, Sanskar, ShemarooMe, Chaupal Bhojpuri, Dangal Play, FanCode, DistroTV, ShortsTV, PlayFlix, BhaktiFlix, LionsGate Play, OM TV, Dollywood Play, Stage, Runn TV, VROTT.

• Flat 5% cashback on Mobile & DTH Recharge
• Flat ₹500 cashback on Flight & Hotel booking 
• Flat 0.1% cashback on Credit Card Bill
• Flat 0.1% cashback on Rent, Fees & Vendor Payments
• Extra 1% cashback on Digital Gold Purchases
• Exclusive ₹1 Hot deals on 20+ Brands
• Extra 1% discount on 500+ Brand Gift Cards

Eligibility Criteria:

  • Age: 21 to 65 years
  • Minimum Income: Rs. 2.5 lakh per annum
  • Employment: Salaried or self-employed with a stable income

Required Documents:

  • Proof of Identity: PAN card, Aadhaar card, passport, or voter ID
  • Proof of Address: Aadhaar card, utility bill, rental agreement, or passport
  • Proof of Income: Latest salary slips (for salaried), IT returns or Form 16 (for self-employed)
  • Passport-sized photograph

How to Apply for IDFC First Classic Credit Card?

 

  1. Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section
  2. Click on ‘Apply Now’ button for the selected credit card
  3. Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
  4. You will be redirected to the IDFC bank’s official website to fill out the credit card application form
  5. Enter your personal details, contact information, employment details, etc
  6. Review all the information provided and ensure it is accurate
  7. Submit the application form

 

IDFC FIRST Classic Credit Card FAQs

Earn 5% cashback on fuel transactions, 2% cashback on online spends, and 1% cashback on all other spends.

Access to exclusive discounts and offers at partnered merchants across dining, shopping, and entertainment.

Yes, the card includes basic insurance coverage including travel accident insurance and purchase protection.

The minimum income requirement is Rs. 2.5 lakh per annum.