> Credit Card > IDFC > IDFC First Classic
IDFC First Classic Credit Card

IDFC First Classic Credit Card

Reward icon

Reward

Lifetime Free icon

Lifetime Free

Travel icon

Travel

Movies icon

Movies

Shopping icon

Shopping

Lounge icon

Lounge

Dining icon

Dining

Best Suited For
Reward
Joining Fees
₹ 0.00
Annual Fees
₹ 0.00
Description : Experience everyday savings with the IDFC First Classic Credit Card. Enjoy 1.5% cashback on all purchases, no annual fee, and access to a range of offers and discounts. With fuel surcharge waivers, dining benefits, and easy EMI options, it’s a practical choice for those seeking value and flexibility.
  • Cashback on various categories
  • Exclusive offers and discounts
  • Basic travel and insurance coverage
  • 1% fuel surcharge waiver at all petrol pumps up to Rs.200 per month.
  • 25% discount on movie tickets up to Rs.100. Will be valid once a month.

Rewards and Online Shopping

The reward points accrued are never expiring, unlimited, and easy to redeem

Online/Offline Purchases: 3% Cashback

Gift vouchers worth Rs. 500 and 5% cashback on first EMI transaction

Lifetime Free Card

10x reward points on all spends above Rs. 20,000

4 complimentary Railway lounge visits every quarter

Fuel surcharge waiver of 1%, at all fuel stations across India

Welcome Benefits from Bank

  • Get a welcome gift voucher worth Rs. 500 on spending Rs. 15,000 or more within the first 90 days. Also, get 5% cashback on the value of your first EMI transaction done inside 90 days of card generation.

Welcome Benefits from EaseMyDeal (Any 1)

  1. ₹600 Off ( 50X12 ) on issued Credit Card Bill Payment for 12 months on EaseMyDeal App
  2. Flat ₹500 EaseMyDeal Cashback
  3. Enjoy ₹500 Amazon Pay Voucher

Eligibility Criteria:

  • Age: 21 to 65 years
  • Minimum Income: Rs. 2.5 lakh per annum
  • Employment: Salaried or self-employed with a stable income

Required Documents:

  • Proof of Identity: PAN card, Aadhaar card, passport, or voter ID
  • Proof of Address: Aadhaar card, utility bill, rental agreement, or passport
  • Proof of Income: Latest salary slips (for salaried), IT returns or Form 16 (for self-employed)
  • Passport-sized photograph

How to Apply for IDFC First Classic Credit Card?

 

  1. Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section
  2. Click on ‘Apply Now’ button for the selected credit card
  3. Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
  4. You will be redirected to the IDFC bank’s official website to fill out the credit card application form
  5. Enter your personal details, contact information, employment details, etc
  6. Review all the information provided and ensure it is accurate
  7. Submit the application form

 

IDFC First Classic Credit Card FAQs

Earn 5% cashback on fuel transactions, 2% cashback on online spends, and 1% cashback on all other spends.

Access to exclusive discounts and offers at partnered merchants across dining, shopping, and entertainment.

Yes, the card includes basic insurance coverage including travel accident insurance and purchase protection.

The minimum income requirement is Rs. 2.5 lakh per annum.