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IDFC Bank FIRST SWYP Credit Card

IDFC Bank FIRST SWYP Credit Card

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Reward

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Travel

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Best Suited For
Reward
Joining Fees
₹ 499.00
Annual Fees
₹ 499.00
Description : This versatile card offers customizable rewards and benefits tailored to your lifestyle. Enjoy 2% cashback on select categories like dining, entertainment, and online shopping, and 1% cashback on all other spends. The card features flexible reward options, including the ability to switch between cashback and reward points. Additional perks include complimentary airport lounge access and travel insurance, enhancing your spending experience with personalized rewards.
  • Earn reward points on all purchases
  • Exclusive discounts on dining, shopping, and entertainment
  • Flexible redemption options
  • Fuel surcharge waiver
  • Contactless payment feature for convenience
  • Reward Points: Earn 3 reward points for every Rs. 100 spent on all transactions. Reward points can be redeemed for travel, merchandise, vouchers, and more.
  • Dining Discounts: Access exclusive discounts at partnered restaurants and dining establishments.
  • Shopping Discounts: Enjoy special offers and discounts at partnered retail outlets.
  • Entertainment Offers: Benefit from exclusive deals on movie tickets, events, and more.
  • Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver on transactions at all petrol pumps.
  • Contactless Payments: Make quick and secure payments with the contactless feature.

Welcome Benefits from Bank

  • Receive a complimentary Lenskart Gold membership upon successful payment of the joining fee. 

Welcome Benefits from EaseMyDeal (Any 1)

  1. ₹600 Off ( 50X12 ) on issued Credit Card Bill Payment for 12 months on EaseMyDeal App
  2. Flat ₹500 EaseMyDeal Cashback
  3. Enjoy ₹500 Amazon Pay Voucher

Eligibility Criteria:

  • Age: 21 to 60 years
  • Minimum Income: Rs. 2.5 lakh per annum
  • Employment: Salaried or self-employed with a stable income

Required Documents:

  • Proof of Identity: PAN card, Aadhaar card, passport, or voter ID
  • Proof of Address: Aadhaar card, utility bill, rental agreement, or passport
  • Proof of Income: Latest salary slips (for salaried), IT returns or Form 16 (for self-employed)
  • Passport-sized photograph

How to Apply for IDFC Bank FIRST SWYP Credit Card?

 

  1. Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section
  2. Click on ‘Apply Now’ button for the selected credit card
  3. Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
  4. You will be redirected to the IDFC bank’s official website to fill out the credit card application form
  5. Enter your personal details, contact information, employment details, etc
  6. Review all the information provided and ensure it is accurate
  7. Submit the application form

 

IDFC Bank FIRST SWYP Credit Card FAQs

Paying the joining fee for the IDFC FIRST SWYP Credit Card comes with a number of benefits, including 1000 Reward Points on the first successful EMI transaction within the first 30 days, an exclusive one-year Times Prime Membership on a net spend of at least Rs. 30,000 within the first 90 days, and a complimentary Lenskart Gold Membership for one year.

The joining or subscription cost of Rs. 499 + GST will be paid on the date the card is issued. To prevent late payment costs, payment must be made by the due date on the first statement.
 

Reward redemption through any channel will incur a convenience fee of Rs. 99 (+ applicable taxes) per redemption transaction.