- Only for Existing HDFC Customers
- 3% CashPoints on groceries, supermarket, dining, and PayZapp spends
- 2% CashPoints on utility spends
- 1% CashPoints on other p
- Purchases except for rent, insurance, wallet loads, EMI, fuel, and government spends
- UPI Benefits: Earn CashPoints on UPI and regular card transactions.
- Cashback Benefits: 3% CashPoints (up to 500 points per month) on PayZapp, groceries, supermarket, and dining spends; 2% CashPoints (up to 500 points per month) on utility spends; 1% CashPoints (up to 500 points per month) on other purchases.
- Virtual Card: Issued as a virtual card that can be linked to UPI apps.
- Welcome Benefit: Rs. 250 gift voucher on paying the joining fee and activating the card within 37 days of issuance.
- Fee Waiver: Annual fee waived on spending Rs. 25,000 or more in the previous calendar year.
Welcome Benefits from Bank
- Rs. 250 gift voucher on paying the joining fee and activating the card within 37 days of issuance
Free goVIP Platinum Plan for 3 Months
Amazon Prime, Jio Hotstar & 19+ OTT apps for 3 months FREE
Includes: SonyLIV, Zee5, ALTT, Ullu, Sanskar, ShemarooMe, Chaupal Bhojpuri, Dangal Play, FanCode, DistroTV, ShortsTV, PlayFlix, BhaktiFlix, LionsGate Play, OM TV, Dollywood Play, Stage, Runn TV, VROTT.
• Flat 5% cashback on Mobile & DTH Recharge
• Flat ₹500 cashback on Flight & Hotel booking
• Flat 0.1% cashback on Credit Card Bill
• Flat 0.1% cashback on Rent, Fees & Vendor Payments
• Extra 1% cashback on Digital Gold Purchases
• Exclusive ₹1 Hot deals on 20+ Brands
• Extra 1% discount on 500+ Brand Gift Cards
Eligibility Criteria:
- Age: 21 to 60 years
- Minimum Income: Existing HDFC credit cardholders
Documents Required:
- KYC - PAN, address proof, and ID proof
- Photograph
How to Apply for UPI Rupay HDFC Credit Card?
- Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section
- Click on ‘Apply Now’ button for the selected credit card
- Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
- You will be redirected to the HDFC bank’s official website to fill out the credit card application form
- Enter your personal details, contact information, employment details, etc
- Review all the information provided and ensure it is accurate
- Submit the application form
UPI Rupay HDFC Credit Card (Only for Existing HDFC Credit Card holders) FAQs
Yes, CashPoints earned on UPI RuPay credit cards are capped for a given calendar month. Groceries, supermarkets, dining, and all PayZapp purchases have a maximum capping of 500 points for 3.00%, 2.00%, and 1.00% CashPoints, respectively.
CashPoints, a rewards metric system, is designed for cardholders and can be used to redeem cashback at a rate of 1 CashPoint, which is equivalent to Rs.0.25 for UPI RuPay Credit Card Holders.
No, cardholders will not get cashback or CashPoints on EMI purchases.
Yes, cardholders may use the UPI RuPay credit card for standard credit card Ecom transactions, as well as UPI purchases.
No. There are no charges levied on linking/ carrying out any transaction from the linked credit card on UPI.
