- Earn 5 reward points per Rs. 150 spent on IRCTC transactions
- Accelerated reward points on all other spends
- Exclusive discounts on IRCTC bookings
- Complimentary access to domestic and international airport lounges
- Comprehensive travel insurance coverage
- Reward Points: Earn 5 reward points per Rs. 150 spent on IRCTC transactions, and 2 reward points per Rs. 150 spent on all other transactions.
- IRCTC Discounts: Enjoy exclusive discounts on IRCTC bookings and special offers on train tickets and upgrades.
- Lounge Access: Complimentary access to domestic and international airport lounges.
- Travel Insurance: Comprehensive travel insurance coverage including trip cancellation, medical emergencies, and lost baggage insurance.
- Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4,000.
Welcome Benefits from Bank
- Rs. 500 voucher on card activation within the first 30 days of its issuance
Free goVIP Platinum Plan for 3 Months
Amazon Prime, Jio Hotstar & 19+ OTT apps for 3 months FREE
Includes: SonyLIV, Zee5, ALTT, Ullu, Sanskar, ShemarooMe, Chaupal Bhojpuri, Dangal Play, FanCode, DistroTV, ShortsTV, PlayFlix, BhaktiFlix, LionsGate Play, OM TV, Dollywood Play, Stage, Runn TV, VROTT.
• Flat 5% cashback on Mobile & DTH Recharge
• Flat ₹500 cashback on Flight & Hotel booking
• Flat 0.1% cashback on Credit Card Bill
• Flat 0.1% cashback on Rent, Fees & Vendor Payments
• Extra 1% cashback on Digital Gold Purchases
• Exclusive ₹1 Hot deals on 20+ Brands
• Extra 1% discount on 500+ Brand Gift Cards
Eligibility Criteria:
- Age: Applicant should be between 21 to 65 years old.
- Income: Minimum annual income of Rs. 4 lakh.
- Credit Score: Good credit score as per bank’s criteria.
Required Documents:
- Identity Proof: Passport, PAN Card, Aadhaar Card, Voter ID, or Driving License.
- Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills (Electricity/Telephone).
- Income Proof: Latest salary slips (for salaried individuals) or IT returns (for self-employed individuals).
- Photograph: Recent passport-sized photograph.
How to Apply for HDFC Bank IRCTC Credit Card?
- Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section
- Click on ‘Apply Now’ button for the selected credit card
- Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
- You will be redirected to the HDFC bank’s official website to fill out the credit card application form
- Enter your personal details, contact information, employment details, etc
- Review all the information provided and ensure it is accurate
- Submit the application form
HDFC Bank IRCTC Credit Card FAQs
Earn 5 reward points per Rs. 150 spent on IRCTC transactions and 2 reward points per Rs. 150 spent on all other transactions.
Yes, enjoy exclusive discounts on IRCTC bookings and special offers on train tickets and upgrades.
The minimum income requirement is Rs. 4 lakh per annum.
The HDFC reward points earned from this card can be redeemed on HDFC Bank SmartBuy to purchase train tickets or IRCTC vouchers.
Yes, IRCTC HDFC credit card allows contactless transactions of up to Rs. 5,000.
