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HDFC Bank Bharat Credit Card

HDFC Bank Bharat Credit Card

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Best Suited For
Reward
Joining Fees
₹ 500.00
Annual Fees
₹ 500.00
Description : Simplify your spending with the HDFC Bank Bharat Credit Card. Earn 2 reward points per ₹150 spent on fuel, with 1 point per ₹150 on other purchases. Benefit from fuel surcharge waivers, exclusive discounts on dining and shopping, and no annual fee. Ideal for everyday transactions and frequent fuel purchases.
  • Earn 5% cashback on fuel, groceries, and utility bill payments
  • 5% cashback on IRCTC railway ticket bookings
  • Reward points on other transactions
  • Fuel surcharge waiver
  • Easy EMI conversion options
  • Complimentary insurance coverage
  • Cashback: Earn 5% cashback on fuel, groceries, utility bill payments, and IRCTC railway ticket bookings.
  • Reward Points: Earn 1 reward point per Rs. 100 spent on all other transactions.
  • Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 5,000.
  • Easy EMI: Convert your big purchases into easy monthly installments at attractive interest rates.
  • Insurance Coverage: Complimentary accidental death insurance and lost card liability cover.

Welcome Benefits from Bank

  • No welcome benefits are offered with the HDFC Bharat Credit Card.

Free goVIP Platinum Plan for 3 Months

Amazon Prime, Jio Hotstar & 19+ OTT apps for 3 months FREE
Includes: SonyLIV, Zee5, ALTT, Ullu, Sanskar, ShemarooMe, Chaupal Bhojpuri, Dangal Play, FanCode, DistroTV, ShortsTV, PlayFlix, BhaktiFlix, LionsGate Play, OM TV, Dollywood Play, Stage, Runn TV, VROTT.

• Flat 5% cashback on Mobile & DTH Recharge
• Flat ₹500 cashback on Flight & Hotel booking 
• Flat 0.1% cashback on Credit Card Bill
• Flat 0.1% cashback on Rent, Fees & Vendor Payments
• Extra 1% cashback on Digital Gold Purchases
• Exclusive ₹1 Hot deals on 20+ Brands
• Extra 1% discount on 500+ Brand Gift Cards

Eligibility Criteria:

  • Age: Applicant should be between 21 to 65 years old.
  • Income: Minimum annual income of Rs. 2.4 lakh.
  • Credit Score: Good credit score as per bank’s criteria.

Required Documents:

  • Identity Proof: Passport, PAN Card, Aadhaar Card, Voter ID, or Driving License.
  • Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills (Electricity/Telephone).
  • Income Proof: Latest salary slips (for salaried individuals) or IT returns (for self-employed individuals).
  • Photograph: Recent passport-sized photograph.

How to Apply for HDFC Bank Bharat Credit Card?

 

  1. Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section
  2. Click on ‘Apply Now’ button for the selected credit card
  3. Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
  4. You will be redirected to the HDFC bank’s official website to fill out the credit card application form
  5. Enter your personal details, contact information, employment details, etc
  6. Review all the information provided and ensure it is accurate
  7. Submit the application form

 

HDFC Bank Bharat Credit Card FAQs

The joining fee is Rs. 500, which can be waived off upon spending Rs. 20,000 in the first year.

Earn 5% cashback on fuel, groceries, utility bill payments, and IRCTC railway ticket bookings. Additionally, earn 1 reward point per Rs. 100 spent on all other transactions.

Yes, enjoy a 5% cashback on fuel transactions along with a 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 5,000.

The minimum income requirement is Rs. 2.4 lakh per annum.