- Instant reward points on everyday spends
- Fuel surcharge waiver
- Exclusive discounts on online purchases
- Secure transactions with RuPay network
- Reward Points: Earn 2 reward points for every Rs. 100 spent on online transactions, and 1 reward point for every Rs. 100 spent on other categories.
- Fuel Benefits: Enjoy a fuel surcharge waiver of 1% on transactions between Rs. 400 and Rs. 4,000.
- Online Discounts: Access exclusive offers and discounts on online purchases from partnered e-commerce sites.
- Security: Secure transactions with the RuPay network, providing enhanced fraud protection.
Welcome Benefits from Bank
- No welcome benefits are offered with the AU InstaPay Rupay Credit Card.
Free goVIP Platinum Plan for 3 Months
Amazon Prime, Jio Hotstar & 19+ OTT apps for 3 months FREE
Includes: SonyLIV, Zee5, ALTT, Ullu, Sanskar, ShemarooMe, Chaupal Bhojpuri, Dangal Play, FanCode, DistroTV, ShortsTV, PlayFlix, BhaktiFlix, LionsGate Play, OM TV, Dollywood Play, Stage, Runn TV, VROTT.
• Flat 5% cashback on Mobile & DTH Recharge
• Flat ₹500 cashback on Flight & Hotel booking
• Flat 0.1% cashback on Credit Card Bill
• Flat 0.1% cashback on Rent, Fees & Vendor Payments
• Extra 1% cashback on Digital Gold Purchases
• Exclusive ₹1 Hot deals on 20+ Brands
• Extra 1% discount on 500+ Brand Gift Cards
Eligibility Criteria:
- Age: 21 to 65 years
- Minimum Income: Rs. 2 lakh per annum
- Employment: Salaried or self-employed with a stable income
Required Documents:
- Proof of Identity: PAN card, Aadhaar card, passport, or voter ID
- Proof of Address: Aadhaar card, utility bill, rental agreement, or passport
- Proof of Income: Latest salary slips (for salaried), IT returns or Form 16 (for self-employed)
- Passport-sized photograph
How to Apply for AU Bank InstaPay Rupay Credit Card?
- Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section
- Click on ‘Apply Now’ button for the selected credit card
- Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
- You will be redirected to the AU bank’s official website to fill out the credit card application form
- Enter your personal details, contact information, employment details, etc
- Review all the information provided and ensure it is accurate
- Submit the application form
AU InstaPay Rupay Credit Card (Only for Existing AU Credit Card Holders) FAQs
Earn 2 reward points for every Rs. 100 spent on online transactions, and 1 reward point for every Rs. 100 spent on other categories.
Yes, the card offers a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000.
The card provides exclusive offers and discounts on online purchases from partnered e-commerce sites.
The minimum income requirement is Rs. 2 lakh per annum.
