> Credit Card > SBI > Flat 5% Cashback SBI Card
Flat 5% Cashback SBI Card

Flat 5% Cashback SBI Card

Top cards icon

Top cards

Reward icon

Reward

Shopping icon

Shopping

Best Suited For
Top cards
Joining Fees
₹ 999.00
Annual Fees
₹ 999.00
Description : Designed for straightforward savings, this card offers a flat 5% cashback on all online spends, with no merchant restrictions. Enjoy additional benefits such as 1% cashback on all other transactions and exclusive offers on dining and shopping. With no annual fee and direct cashback credits, the Flat 5% Cashback SBI Card provides consistent rewards and valuable savings for everyday purchases and online transactions.
  • 5% cashback on all online transactions with no merchant restrictions
  • 1% cashback on offline transactions
  • Monthly cashback cap of Rs. 5,000
  • Fuel surcharge waiver
  • No complimentary domestic lounge access
  • Cashback: Earn a flat 5% cashback on all online transactions and 1% cashback on offline transactions.
  • Monthly Cashback Cap: Up to Rs. 5,000 cashback per month, including all categories.
  • Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions at all petrol pumps.
  • Excluded Categories: No cashback on fuel transactions, merchant EMI transactions, rent payments, wallet loading, cash advances, balance transfers, flexipay or encash facility, jewellery purchases, educational transactions, institutional transactions, utilities, insurance payments, gifting, and railway transactions.

Welcome Benefits from Bank

  • No welcome benefits are offered with the Cashback SBI Card.

Free goVIP Platinum Plan for 3 Months

Amazon Prime, Jio Hotstar & 19+ OTT apps for 3 months FREE
Includes: SonyLIV, Zee5, ALTT, Ullu, Sanskar, ShemarooMe, Chaupal Bhojpuri, Dangal Play, FanCode, DistroTV, ShortsTV, PlayFlix, BhaktiFlix, LionsGate Play, OM TV, Dollywood Play, Stage, Runn TV, VROTT.

• Flat 5% cashback on Mobile & DTH Recharge
• Flat ₹500 cashback on Flight & Hotel booking 
• Flat 0.1% cashback on Credit Card Bill
• Flat 0.1% cashback on Rent, Fees & Vendor Payments
• Extra 1% cashback on Digital Gold Purchases
• Exclusive ₹1 Hot deals on 20+ Brands
• Extra 1% discount on 500+ Brand Gift Cards

Eligibility Criteria:

  • Age: 21 to 65 years
  • Minimum Income: Rs. 3 lakh per annum
  • Employment: Salaried or self-employed with a stable income

Required Documents:

  • Proof of Identity: PAN card, Aadhaar card, passport, or voter ID
  • Proof of Address: Aadhaar card, utility bill, rental agreement, or passport
  • Proof of Income: Latest salary slips (for salaried), IT returns or Form 16 (for self-employed)
  • Passport-sized photograph

How to Apply for Flat 5% Cashback SBI Credit Card?

 

  1. Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section
  2. Click on ‘Apply Now’ button for the selected credit card
  3. Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
  4. You will be redirected to the SBI bank’s official website to fill out the credit card application form
  5. Enter your personal details, contact information, employment details, etc
  6. Review all the information provided and ensure it is accurate
  7. Submit the application form

 

Flat 5% Cashback SBI Card FAQs

The card does not provide any cash back on fuel purchases. However, you will receive a 1% fuel cost waiver on transactions ranging from Rs. 500 to Rs. 3,000. The maximum reward is Rs 100 every statement cycle.
 

Yes, you may withdraw cash using this card. However, cash withdrawals using credit cards are not recommended since they do not qualify for the interest-free period, resulting in high finance costs on such transactions. You will also be required to pay an extra cash advance fee each time you withdraw cash. Furthermore, no cashback will be paid for cash withdrawals.

You can reach SBI Card helpline at 1860 180 1290 or 39 02 02 02 (prefix local STD code).